Offers stylish contemporary clothing for both men and women.
Theory offers a strong multi-layer stacking opportunity across 4 reward layers. Currently, the best portal rate is 6.1% via Top Cashback, which can be combined with credit card rewards, discounted gift cards, and card-linked offers for a total potential yield of approximately 15.7%. Historically, Theory's rates peak around August, with maximums reaching 11%. Check each layer — portal, card, gift card, and offers — to capture the full combined savings.
Multiple reward layers are active — compare portal rates, gift card discounts, card bonuses, and offers below. Sign up to see your personalized total stack at Theory.
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Install ExtensionPortal Rates
| 6.1% | |
 | 4.5% | |
 | 3.6% | |
 | 3.4% | |
 | 2.9% | |
 | 2% | |
 | 2% | |
.svg) | 2% | |
.svg) | 2% | |
.svg) | 2% | |
 | 2% | |
.svg) | 2% | |
 | 1.5% | |
 | 1.5% | |
 | 1% | |
 | 1% | |
 | 1% | |
.svg) | 1% | |
 | 1% | |
 | 1% | |
 | 1% | |
 | 1% | |
.svg) | 1% | |
 | 0.5% |
Gift Card Discounts
| Category | ||
|---|---|---|
| 4.3% |
Rate History
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