American Express Business Platinum
BusinessAmerican Express
Reward Categories
Airfare (Portal)
All purchases
Hotels (Portal)
All purchases
Large Purchases
Earn 2X Membership Rewards points for every dollar spent on (US only): - Constr…
Limit: AMEX Business Platinum
All Other
All purchases
Welcome Bonus
Welcome Bonus
Earn 120,000 Membership Rewards® Points after you spend $15,000 in qualifying purchases on the Card within your first 3 months of Card Membership.
Fees & Features
Annual Fee
$895
Foreign Transaction
No Fees
Transfer Partners
Not Available
Travel Portal
Not Available
Application Rules
Amex 1/10
Amex allows only one bonus per specific card per lifetime. However, when a "No Lifetime Language" offer is available, it means you can receive the sign-up bonus even if you've held that card previously and already earned its bonus. These offers are rare and are usually targeted to specific individuals/businesses, either through email, physical mail, or direct application links.
Amex 3/90
You'll be declined if you apply for a fourth Amex card in 90 days.
No 2nd Biz
You might not be allowed to get a second card for a separate business (EIN).
No 5/24
Card approval not subject to 5-personal-cards-in-24-months rule
No CR
This business card will not show on your personal credit report, so it won't count against your 5/24 status.
Amex Family
Amex will most likely disqualify you from receiving the welcome offer on lower-tier cards if you've previously held the higher-tier cards within the same card family. Note: The rule doesn't apply to business cards but if they apply it in the future, it'll be retroactive, and you won't be able to get lower card bonuses if you have a higher bonus card.
Ready to Apply?
American Express Business Platinum - Start earning rewards today
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