American Express Gold
PersonalAmerican Express
Reward Categories
Dining
Worldwide, on up to $50,000 per year.
Limit: AMEX Gold dining.
Fast Food
Worldwide, on up to $50,000 per year.
Limit: AMEX Gold dining.
Groceries
U.S. only and up to $25,000 per year.
Limit: AMEX Gold Groceries
Groceries Online
U.S. only and up to $25,000 per year.
Limit: AMEX Gold Groceries
Airfare
All purchases
Airfare (Portal)
Portal not Required.
Car Rentals (Portal)
All purchases
Cruises (Portal)
All purchases
Hotels (Portal)
All purchases
Travel (Portal)
All purchases
Vacation Rentals (Portal)
Portal not Required.
All Other
All purchases
Welcome Bonus
Welcome Bonus
Earn 60,000 Membership Rewards® Points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.
Fees & Features
Annual Fee
$325
Foreign Transaction
No Fees
Transfer Partners
Not Available
Travel Portal
Not Available
Application Rules
Amex 1/10
Amex allows only one bonus per specific card per lifetime. However, when a "No Lifetime Language" offer is available, it means you can receive the sign-up bonus even if you've held that card previously and already earned its bonus. These offers are rare and are usually targeted to specific individuals/businesses, either through email, physical mail, or direct application links.
Amex 3/90
You'll be declined if you apply for a fourth Amex card in 90 days.
No 5/24
Card approval not subject to 5-personal-cards-in-24-months rule
Amex Family
Amex will most likely disqualify you from receiving the welcome offer on lower-tier cards if you've previously held the higher-tier cards within the same card family. Note: The rule doesn't apply to business cards but if they apply it in the future, it'll be retroactive, and you won't be able to get lower card bonuses if you have a higher bonus card.
Ready to Apply?
American Express Gold - Start earning rewards today
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