Can CashBackStacks track my Amtrak Guest Rewards Preferred rewards?

Yes — once you add the Amtrak Guest Rewards Preferred to your wallet, CashBackStacks automatically calculates which stores earn the most with it. You'll see the Amtrak Guest Rewards Preferred's contribution in your personalized stack breakdown for every store.

How do I combine Amtrak Guest Rewards Preferred rewards with other cashback?

Yes — the Amtrak Guest Rewards Preferred's 7.7% category bonus stacks with shopping portal cashback. Use a portal like Rakuten or TopCashback, pay with your Amtrak Guest Rewards Preferred, and earn both rates on the same purchase. CashBackStacks shows the combined stack for every store.

Is the Amtrak Guest Rewards Preferred good for travel abroad?

Good news: the Amtrak Guest Rewards Preferred waives foreign transaction fees. Combined with its rewards categories, it's a solid choice for both domestic and international shopping.

What category earns the most with the Amtrak Guest Rewards Preferred?

You'll earn 7.7% back on Special purchases with the Amtrak Guest Rewards Preferred.

How much do I need to spend to justify the Amtrak Guest Rewards Preferred's fee?

At the card's top earn rate of 7.7%, you'd need about $1,290 in annual spending in that category to recoup the $99 fee through rewards alone. Sign-up bonuses and perks can offset the fee in year one.

CashBack$tacks

Amtrak Guest Rewards Preferred

FNBO

Personal

$99 Annual Fee

Reward Categories

Special

On Amtrak travel.

7.7%

Airfare

All purchases

5.1%

Airfare (Portal)

Portal not Required.

5.1%

Car Rentals

All purchases

5.1%

Car Rentals (Portal)

Portal not Required.

5.1%

Cruises

All purchases

5.1%

Cruises (Portal)

Portal not Required.

5.1%

Dining

All purchases

5.1%

Fast Food

All purchases

5.1%

Hotels

All purchases

5.1%

Hotels (Portal)

Portal not Required.

5.1%

Lyft

All purchases

5.1%

Parking

All purchases

5.1%

Ridesharing

All purchases

5.1%

Toll Fees

All purchases

5.1%

Transit

All purchases

5.1%

Travel

All purchases

5.1%

Uber

All purchases

5.1%

All Other

All purchases

2.6%

Welcome Bonus

20,000 Points

Earn 20,000 bonuspoints after spending $1,000 in the first 3 billing cycles of account opening. Round-trip companion coupon, one-class upgrade, and station lounge pass.

Fees & Features

Annual Fee

$99

Foreign Transaction

No Fees

Transfer Partners

Not Available

Travel Portal

Not Available

About the Amtrak Guest Rewards Preferred

Related Guides

How to Build a Credit Card Portfolio for Maximum Cashback

Learn to combine 2–4 credit cards to cover every spending category at the highest reward rate. Category-bonus strategy, portfolio optimization, and per-store card matching explained.

How to Stack Cashback: A Complete Guide

Learn to layer portal cashback, credit card rewards, card-linked offers, and gift card discounts into a single purchase. A step-by-step guide to maximizing savings across 50+ portals and 48,000+ stores.

Personalized Cashback: How to Maximize Every Purchase

Move beyond generic rate comparison to a fully personalized stacking strategy. Learn how to leverage your specific cards, synced offers, watchlists, and deal signals to maximize every purchase.

The CashBackStacks Browser Extension: Your Real-Time Stacking Advisor

How to use the CashBackStacks browser extension for Chrome and Firefox to automatically compare portal rates, match credit cards, sync card-linked offers, and maximize cashback on every online purchase.

Ready to Apply?

Amtrak Guest Rewards Preferred - Start earning rewards today

Apply Now Calculate Savings

We may earn a commission if you apply through our referral links. This helps support CashBackStacks at no cost to you.