AT&T Access More
PersonalCiti
$95 Annual Fee
Reward Categories
Amazon
Earn 3 ThankYou Points for each $1 spent on purchases made at eligible retail (i…
Online Retail
Earn 3 ThankYou Points for each $1 spent on purchases made at eligible retail (i…
Specified Store(s)
AT&T Stores only. You won’t earn 3X Points for purchases from independent wirel…
All Other
All purchases
Welcome Bonus
Welcome Bonus
$0 Cash Back
Fees & Features
Annual Fee
$95
Foreign Transaction
No Fees
Transfer Partners
Not Available
Travel Portal
Not Available
About the AT&T Access More
CashBackStacks only uses the AT&T Access More's public reward structure (categories, rates, caps) to calculate your personalized stacks. It never asks for or stores account numbers, login credentials, or transaction history.
The AT&T Access More earns its highest rate of 3% in the Amazon category. Stack this with a shopping portal for even higher total rewards.
Portal cashback + credit card rewards = cashback stacking. With the AT&T Access More earning 3% in its top category, you can add 1-15% more from a shopping portal. CashBackStacks calculates the best combination automatically.
ThankYou Points points are worth 1¢ each for cash back and up to 1.9¢ for travel. Transfer to airline/hotel partners for potentially even higher value. CashBackStacks uses these values to calculate cash-equivalent rates for each category.
The AT&T Access More has no foreign transaction fees. You can use it for international purchases without any added costs, and your category bonuses still apply on foreign transactions.
The $95 annual fee is justified if you regularly spend in the card's bonus categories. At 3% back, roughly $3,167 in annual category spending covers the fee. Consider the sign-up bonus and travel/purchase protections as additional value.
Ready to Apply?
AT&T Access More - Start earning rewards today
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