Chase Sapphire Preferred
PersonalChase
Reward Categories
Airfare (Portal)
All purchases
Car Rentals (Portal)
All purchases
Cruises (Portal)
All purchases
Hotels (Portal)
All purchases
Lyft
All purchases
Special
Peloton purchases only.
Tours & Attractions (Portal)
Portal not Required.
Travel (Portal)
All purchases
Vacation Rentals (Portal)
Portal not Required.
Dining
All purchases
Fast Food
All purchases
Groceries Online
All purchases
Streaming Services
Confirmed 3% Streaming Services (Direct Payments - don't signup via App Stores):…
Airfare
All purchases
Car Rentals
All purchases
Cruises
All purchases
Hotels
All purchases
Parking
All purchases
Ridesharing
All purchases
Toll Fees
All purchases
Transit
All purchases
Travel
All purchases
Uber
All purchases
All Other
All purchases
Welcome Bonus
Welcome Bonus
Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Fees & Features
Annual Fee
$95
Foreign Transaction
No Fees
Transfer Partners
Not Available
Travel Portal
Not Available
Application Rules
1 Sapphire
You cannot receive a signup bonus if you've already received a bonus from the same version of the personal Sapphire cards. Some early confusion arose from vague Chase statements and rep errors (e.g., Reddit reports of reps saying "lifetime for any Sapphire"), but expert analyses and data points confirm it's per product, not family-wide. For instance, previous Preferred holders have successfully earned the Reserve bonus post-update by downgrading first. The business version (Sapphire Reserve for Business) is entirely separate.
5/24
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
Chase 2/30
You'll be declined if you apply for a third Chase card of any kind within 30 days.
Chase 4/6
Chase will decline your application if you apply for a 5th Chase card (personal or business) in 6 months.
Ready to Apply?
Chase Sapphire Preferred - Start earning rewards today
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