Citi Strata

Personal

Citi

No Annual Fee

Reward Categories

Car Rentals (Portal)

All purchases

Hotels (Portal)

All purchases

Tours & Attractions (Portal)

Portal not Required.

Travel (Portal)

All purchases

EV Charging

All purchases

Gas Stations

All purchases

Groceries

All purchases

Groceries Online

All purchases

Parking

All purchases

Quarterly Categories

3x ThankYou points on ONE self-selected category per quarter, with options inclu…

Toll Fees

All purchases

Transit

All purchases

Dining

All purchases

Fast Food

All purchases

All Other

All purchases

Welcome Bonus

20,000 Points

Earn 20,000 bonus points after spending $1,500 within the first 3 months of account opening.

Limited Time: 30,000 Points

Fees & Features

Annual Fee

No Annual Fee

Foreign Transaction

No Fees

Transfer Partners

Not Available

Travel Portal

Not Available

Application Rules

Citi 1/8

You'll be declined if you apply for a second Citi card (business and/or personal) within 8 days.

Citi 2/65

You'll be declined if you apply for a third Citi card within 65 days

Citi 6/6

You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months.

No 5/24

Card approval not subject to 5-personal-cards-in-24-months rule

48 from Bonus

You'll be declined if you've received a bonus from this card in past 48 months.

Ready to Apply?

Citi Strata - Start earning rewards today

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