HSBC Bank Elite
PersonalHSBC Bank
$495 Annual Fee
Reward Categories
Airfare
All purchases
Airfare (Portal)
Portal not Required.
Car Rentals
All purchases
Car Rentals (Portal)
Portal not Required.
Cruises
All purchases
Cruises (Portal)
Portal not Required.
Hotels
All purchases
Hotels (Portal)
Portal not Required.
Travel
All purchases
Dining
All purchases
Fast Food
All purchases
All Other
All purchases
Welcome Bonus
Welcome Bonus
60,000 Points
Earn 60,000 bonus points after spending $4,000 within the first three months of account opening.
Fees & Features
Annual Fee
$495
Foreign Transaction
No Fees
Transfer Partners
Not Available
Travel Portal
Not Available
About the HSBC Bank Elite
No — the HSBC Bank Elite does not charge foreign transaction fees, making it a great option for international purchases and travel.
The HSBC Bank Elite earns its highest rate of 5% in the Airfare category. Stack this with a shopping portal for even higher total rewards.
The HSBC Bank Elite offers a welcome bonus of 60,000 points. Earn 60,000 bonus points after spending $4,000 within the first three months of account opening. This bonus is on top of the regular category rewards you'll earn on purchases.
Yes — connect your HSBC Bank offers in CashBackStacks to see merchant-specific deals that stack with your HSBC Bank Elite category rewards and portal cashback. Premium users can activate offers with one click.
Yes — the HSBC Bank Elite's 5% category bonus stacks with shopping portal cashback. Use a portal like Rakuten or TopCashback, pay with your HSBC Bank Elite, and earn both rates on the same purchase. CashBackStacks shows the combined stack for every store.
At the card's top earn rate of 5%, you'd need about $9,900 in annual spending in that category to recoup the $495 fee through rewards alone. Sign-up bonuses and perks can offset the fee in year one.
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HSBC Bank Elite - Start earning rewards today
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