
Navy Federal
Dining
All purchases
Fast Food
All purchases
Gas Stations
All purchases
All Other
All purchases
Annual Fee
No Annual Fee
Foreign Transaction
No Fees
Transfer Partners
Not Available
Travel Portal
Not Available
Requires a Navy Federal Credit Union account which is open to active duty, retired, and veteran members of the military, Department of Defense employees, and their families.
Requires members to wait 91 days from their last credit card approval and have three full billing statements before applying for a new personal unsecured credit card or requesting a credit limit increase (CLI). After the first CLI, subsequent CLIs require a 182-day wait from the last CLI approval, without the statement requirement. This policy ensures responsible credit usage before granting additional credit.
Not Subject to 5/24
This card approval is not affected by Chase's 5/24 rule.
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