Wyndham Earner Business

Yes — the Wyndham Earner Business's 7.2% category bonus stacks with shopping portal cashback. Use a portal like Rakuten or TopCashback, pay with your Wyndham Earner Business, and earn both rates on the same purchase. CashBackStacks shows the combined stack for every store.

The $95 annual fee is justified if you regularly spend in the card's bonus categories. At 7.2% back, roughly $1,320 in annual category spending covers the fee. Consider the sign-up bonus and travel/purchase protections as additional value.

No — the Wyndham Earner Business does not charge foreign transaction fees, making it a great option for international purchases and travel.

CashBackStacks syncs card-linked offers from Barclays Bank and other issuers, showing them alongside portal cashback in your personalized stack. If the Wyndham Earner Business has a merchant offer, it's included in your total savings calculation.

The Wyndham Earner Business has the following application rules: Barclay 0/6, No 5/24, No CR. Check each rule's description on this page for details on how they may affect your eligibility.

The Wyndham Earner Business offers a welcome bonus of 45,000 points. Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days.Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points. This bonus is on top of the regular category rewards you'll earn on purchases.