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ajc's reward profile is driven primarily by credit card category bonuses rather than portal competition. Cards in the Select Live Entertainment category earn up to 4%, which drives most of the savings potential at ajc. Historically, ajc's rates peak around December, with maximums reaching 6%. Portal spread is narrow here — card selection has a bigger impact on total return.
Your card choice matters more than portal selection at ajc. Sign up and add your cards to see which one earns the most here.
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