Build Credit with Rent Payments
Services & SubscriptionsHelps tenants improve their credit scores through rent reporting.
Credit card category selection is the primary optimization lever for CreditLadder purchases. A All Other category card can earn 3.3%, while the best portal rate is $3 via ExtraBux. Over the past year, rates have ranged from 2.4% to 3%. Focus on matching your card's bonus category to CreditLadder's merchant classification.
Portal rates are relatively flat at CreditLadder — the real difference comes from your credit card. Sign up to match your cards and find the best cashback rate.
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See how CreditLadder's rates have changed over time across different portals.
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