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SoFi Active Invest's reward profile is driven primarily by credit card category bonuses rather than portal competition. Cards in the Insurance category earn up to 6%, which drives most of the savings potential at SoFi Active Invest. Historically, SoFi Active Invest's rates peak around April, with maximums reaching 75%. Portal spread is narrow here — card selection has a bigger impact on total return.
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Credit card category bonuses are the primary optimization lever for this store.
Your card choice matters more than portal selection at SoFi Active Invest. Sign up and add your cards to see which one earns the most here.
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