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Credit card category selection is the primary optimization lever for Billshark purchases. A Utilities category card can earn 5.5%, while the best portal rate is $0.01 via FatCoupon. Historically, Billshark's rates peak around February, with maximums reaching 0%. Pairing the right category card with any available portal maximizes the combined yield at Billshark.
Your card choice matters more than portal selection at Billshark. Sign up and add your cards to see which one earns the most here.
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