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Oscar Health

Health Insurance Tailored for You

Health & Wellness

Offers a range of health insurance plans for individuals and families.

Credit card category selection is the primary optimization lever for Oscar Health purchases. A All Other category card can earn 3.3%, while the best portal rate is 0% via . Focus on matching your card's bonus category to Oscar Health's merchant classification.

Reward Profile Card Optimized
Rate StabilityRates are consistent with minimal fluctuation
High
Portal SpreadNarrow spread — most portals offer similar rates
Low
Gift CardsNo gift card discounts currently available
Stacking LayersSingle reward channel only

Portal rates are relatively flat at Oscar Health — the real difference comes from your credit card. Sign up to match your cards and find the best cashback rate.

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Portal Rates

No rates available

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