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Credit card category selection is the primary optimization lever for Rakuten.co.jp purchases. Cards in the All Other category earn up to 3.3%, which drives most of the savings potential at Rakuten.co.jp. Portal spread is narrow here — card selection has a bigger impact on total return.
Portal rates are relatively flat at Rakuten.co.jp — the real difference comes from your credit card. Sign up to match your cards and find the best cashback rate.
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