Is there a tool to optimize my credit cards for The Opal cashback?

Yes — the free Portfolio Optimizer tool lets you select stores like The Opal, set your monthly spending, and choose how many cards you want to manage. It recommends the card combination that maximizes your total cashback across all your shopping.

Where can I get the highest cashback for The Opal?

Right now, MaxRebates offers the best cashback for The Opal at 5%.

Which credit card earns the most at The Opal?

For The Opal purchases, the American Express Blue Cash EveryDay (American Express) gives you 3% in the Online Retail category, which you can combine with portal cashback.

Are The Opal cashback rates trending up or down?

At 5%, The Opal's cashback rate is in line with the 30-day average of 5%, suggesting rates are holding steady.

Are there new member bonuses on portals that list The Opal?

Several portals that list The Opal have new member promotions. Welcome bonus amounts and qualifying conditions change frequently, so check the portal's site directly for current terms. CashBackStacks helps you compare which portals carry The Opal.

Can I combine portal cashback and card rewards at The Opal?

You can layer 5% portal cashback (MaxRebates) with 3% credit card rewards (American Express Blue Cash EveryDay) for maximum savings at The Opal.

The Opal

The Opal has an active cashback presence across shopping portals. The current top rate is 5% at MaxRebates, with 1 portal to compare. Historically, The Opal's rates peak around March, with maximums reaching 5%. Compare portal rates and layer in credit card rewards for the best total return at The Opal.

Best Portal Rate

MaxRebates

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AI Deal Insights

Reward Profile

Rate Stability Rates are consistent with minimal fluctuation High

Portal Spread Narrow spread — most portals offer similar rates Low

Gift Cards No gift card discounts currently available —

Stacking Layers 2 layers available Low

Cashback Performance

Peak Rate Low: 5%5%

1-Year Average 6%

Best Month to Shop March

Profile Type Portal Earner

Standard portal cashback with credit card rewards as a complementary layer.

See the full breakdown of portal rates and card bonuses for The Opal below. Sign up to personalize your stack, or install the extension to optimize savings as you browse.

Portal Rates


MaxRebates	5%	Cashback

Rate History

7-Day Avg

no change

30-Day Avg

1-Year Avg

Rate Comparison

Current

7-Day

Best Credit Cards for The Opal (Online Retail bonus)

American Express Blue Cash EveryDay

American Express

Online Retail

AT&T Access More

Citi

Online Retail

Paypal Cashback

Synchrony

Online Retail

US Bank Altitude Reserve

US Bank

Online Retail

About The Opal Cashback

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